Check By Phone is a payment gateway company specializing in providing businesses with simple, accessible, easy to use payment services. Our eCheck service will allow businesses with limited credit history to process checks without the requirement of holdback’s or reserves. This is especially convenient for those who may be processing large amounts of money such as attorney’s, doctors, pharmaceutical companies, insurance agents, collection agencies, property management companies,mortgage loan officers, wholesalers, manufactures, boat dealers, and many more businesses.

Because of the many benefits and increased security methods that electronic checks offer, this method of payment is quickly growing in popularity. According to businessjournal.com, in 2010, electronic check conversion increased by 30%, with more than 7.1 billion paper checks converted to echecks through in-store transactions. Checks By Phone Online’s eCheck system will save you time and money and help you provide greater protection for your business and customers.

No Monthly Fee. Processing an echeck is substantially less costly than that of paper check processing or credit card transactions.

Funds received sooner. Businesses that use electronic check conversion have funds deposited almost twice as fast as those using the traditional check processing method. Check By Phone can depsoit funds in as little as 24 hours.

Increased sales. If your business didn't accept paper checks in the past, you can expand the payment options available to your customers and increase sales by offering eChecks without the worry of fraud; eChecks require account validation and customer authentication processes that identify bad checks.

Simple, safe, smart. Electronic check conversion is easy to set up and relies on the ATM Network for processing, the same reliable and trusted funds transfer system that handles Direct Deposit and Direct Payment. We are not governed any NACHA rules

Fewer errors and reduced fraud. eChecks are processed using an automated system, which cuts down the number of people who must handle the check, reducing the potential for error and fraud.